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Joe Zhou
Director of Global Equity Investments
Mr. Zhou transfers a wealth of International and domestic knowledge to EXPERIENCED HOLDINGS and is the Director of Global Equity Investments. His vast financial experience allows him to inter-face within the banking and government sectors privately and publicly. Mr. Zhou's unique skill set, tactical out the box concept thinking and business marketing style is essential tools of a managing member. He brings a full array of talents and skills, in professional banking finance, real estate, marketing, import/ export equipment sales, and trade finance. He has domestic and international sector experience in liquefied natural gas (LNG), solar and waste management. Mr. Zhou is well connected, highly respected and successful in personal relations and business marketing. He is a result-oriented communications strategist, experienced in public speaking and presentation development. He has deep media contacts and extensive experience with investor relations globally.

Is the Director of Commercial Real Estate Financing
RICHARD THOMAS, MA, J.D. – has a plethora of experience in the Mortgage Banking , Financial Services, Real Estate Acquisitions and the Commercial Development space. Mr. Thomas is the Director Commercial Real Estate Financing for EXPERIENCED HOLDINGS. His unique skill set has been deployed in strategic management and risk assessment. He has developed and maintained relationships with public/private lenders, investment banks, securities firms, and credit unions. He has specifically structured, negotiated, and underwritten transactions for business, real estate and securities transactions. He has created and drafted loan programs and underwriting criteria. He continually develops, manages and trains on new and existing products & programs for commercial real estate transaction and business acquisition and/or development. He is well adept at structuring and underwriting complex commercial real estate and financial transactions. Mr. Thomas negotiated a third-party origination platform to “white-paper” to a $2 billion dollar Bank commercial real estate loan product with the capacity to originate loans up to $30 million. He placed over $240 Million in senior debt approvals, maintained and established relationships with national & international public& private senior debt lenders and equity investors. Rich Thomas is also an expert consultant, opinion writer and researcher for consumer based public utility issues. Additionally, Rich has worked in the areas of: Federal, State, and Municipal Litigation, Federal and State jury trials, motion practice, and settlement negotiations, litigated contracts, mortgage foreclosure, real estate, zoning, and land use. His transactional expertise includes: business in the areas of Mortgage Banking, Financial Services, Real Estate Acquisitions and Development, Import /Export and Telecommunications.

Director of Finance/ CFO, CPA
Larry Word is a Certified Public Accountant, Director of Finance, and CFO for EXPERIENCED HOLDINGS. Mr. Word has an MBA in management from Mercer University. He has many years of experience in the finance, accounting and tax areas. He has managed the finances of companies with assets above $200,000,000. Mr. Word has also worked in Africa and Belgium. He speaks 3 languages and travels globally for commercial finance. He has served on many company boards and committees and has taught accounting at the University level. Mr. Word owns an accounting firm and oversees individual and corporate income taxes, compilations, reviews and audits for clients.

Ted Cofie, MBA
Director of Global Commercial Sales and Marketing, MBA
Ted Cofie brings to EXPERIENCED HOLDINGS multiple skills and a wide range of professional expertise. He has a Master of Business Administration–Entrepreneurial Management. His senior level sales, public speaking and leadership training skills befits his title of Director of Global Commercial Sales and Marketing. He is a tenacious, strategic and innovative individual with significant senior commercial experience in complex sales solutions in Business Services, IT, Software, FMCG, Consumer Products & Health. He has a strong record of off-shore government experience leading commercial solutions development for PPP/PFI endeavors. Mr. Cofie has a deep understanding of global corporate & government environmental economics and has expertise in affordable housing and is a specialist in global emerging markets. Mr. Cofie is intuitive, proactive and pragmatic, with a dynamic, hands-on approach to leading and motivating high value teams. He has exceptional communication skills, adept to negotiate, motivate, influence and impact stakeholders at all levels. A well notation: Mr. Cofie is a former Professional Boxer (World Cruiser-weight Boxing Champion), TV Presenter and Boxing Commentator.

Director of Underwriting
Ms. Brown, a graduate of UTA with a Bachelor’s in Business Administration, she lends her skills as the Director of Underwriting at EXPERIENCED HOLDINGS. She has been engaged in all stages of the sales and development process from introductory meetings, RFP's, final presentation and closing, building credibility in financial transactions. Ms. Brown has over 20 years’ experience working as a financial analyst and development specialist in the Southern California capital markets. She has worked as part of multiple underwriting teams as processor for Forbix Capital, Red Capital, Grace Capital, Nambi Bank and 360 Enhancers. Ms. Brown is experienced in traditional and creative finance coordination facilitating loan origination through institutional, private and governmental lending resources including Freddie Mac, HUD Section 221d, 232, 811 and 202, as well as preparation of investor or other PE related materials. She has also successfully completed CEUs in Financial Modeling and Risk Analysis. Over the course of her career, Ms. Brown has entitled and/or developed over a million square feet of multifamily, mixed use, commercial and health-care-related properties; she has also participated in the co-development of a 120-bed freestanding hospice hospital, and four continuing care retirement communities.

Patrick Bean
Director of Global Project Development
Patrick Bean as is a native born Bermudian and Director of Global Project Development for EXPERIENCED HOLDINGS with international ties to the USA, Europe, South America and the Caribbean Islands. Mr. Bean brings over forty (40) years experience in construction residential and commercial and mix-use development internationally. Mr. Bean has worked on flagship hotel developments, multiple government contracts and has always provided excellent in the public private sectors. He has worked in the construction and development industry, working closely with many Caribbean Governments and "Heads of State". He is professionally adept in all aspects of residential and commercial development and has had direct over site of the day to day construction of schools, bridges, hospitals, marina's, residential and commercial properties and airports. He has worked long terms with large development projects under public private governmental supervision.

James ‘Jim’ Gray
Regional / International Director
Mr. Gray is a international business consultant, Sr. Member and risk assessment adviser (RAA) for EXPERIENCED HOLDINGS. Mr. Gray is the internal liaison for US Government Contracts, business finance, public and private institutional development and works bilaterally with municipalities, hybrid organizations with both government and private sectors status within the USA, its borders' and territories. He his vast knowledge in debt structured management (DSM) and vertical integration (VI), he leads the charge for a level playing field to assist business and municipalities with equity and debt structured investing. He is proficient in creative finance, aquaponics, leveraging, real estate, green sustainable developments, design, planning and disaster relief and recovery.